Petrey v. Visions Federal Credit Union

If you have or had an account with Visions Federal Credit Union ("Defendant") and you were charged certain overdraft fees between September 21, 2014, and April 30, 2022, then you may be entitled to a payment from a class action settlement.

Summary of Your Options and the Legal Effect of Each Option

Do Nothing	If you don’t do anything, you will receive a payment from the Settlement Fund so long as you do not opt out of, or exclude yourself from, the Settlement (described in the next box).
Exclude Yourself from the Settlement: Receive No Payment but Release No Claims	You can choose to exclude yourself from the Settlement or “opt out.” This means you choose not to participate in the Settlement. You will keep your individual claims against Defendant, but you will not receive a payment for Relevant Fees. If you exclude yourself from the Settlement but want to recover against Defendant, you will have to file a separate lawsuit or claim.
Object to the Settlement	You can file an objection with the Court explaining why you believe the Court should reject the Settlement. If your objection is overruled by the Court, then you may receive a payment and you will not be able to sue Defendant for the claims asserted in this litigation. If the Court agrees with your objection, then the Settlement may not be approved.

These rights and options—and the deadlines to exercise them—along with the material terms of the Settlement are explained on this website and in the Notice.